Consumer-directed spend · Eligibility engine

The eligibility engine
for consumer-directed spend.

dayliiIQ classifies every SKU for every consumer-directed spend program — FSA/HSA, Medicare Advantage OTC, SNAP, and wellness — each with the governing citation for that program, a confidence score, and plain-English reasoning. Always current. Built to hold up in an audit.

For retailers: recover the eligible basket and stand up to the audit.
Flonase · Eligible 0.98
IRS §213(d) · CARES Act
Vitamin B12 · LMN required
Grounded in IRS §213(d)· CARES Act §3702· CMS MCM Ch. 4· USDA / FNS (SNAP)· SIGIS / IIAS standards
For retailers

Recover the eligible basket.
Stand up to the audit.

Every eligible SKU wrongly declined at checkout is a sale you've already lost — and every over-claim is audit exposure. dayliiIQ closes both gaps.

Flonase 24HR✓ Eligible
Advil Film Coated✓ Eligible
Vitamin B12LMN req.
Lost sales

Stop declining eligible items

Eligible SKUs that get rejected at checkout are revenue walking out the door. dayliiIQ flags every one so the eligible basket actually converts.

Eligible · 0.98 confidence
IRS §213(d) · CARES Act
Nasal corticosteroids treat allergic rhinitis, a medical condition under §213(d). Over-the-counter formulations qualify without prescription post-CARES Act.
Audit risk

Make every verdict defensible

Over-claims become liability under audit. Each determination is tied to an IRS citation, scored, and reasoned — a record that holds up.

Before
SIGIS list
Static
Manual
After
dayliiIQ
Always current
Cited
Operations

Retire the manual layer

Replace static SIGIS lists, spreadsheets, and outside consultants with one engine that re-grades itself as the rules move.

For manufacturers

Unlock the benefit dollars
your catalog is missing.

Your eligible products only sell on benefit dollars — across every program — if they're recognized as eligible. Most brands leave that money on the table. dayliiIQ changes that — SKU by SKU.

Sensodyne Pronamel✓ Eligible
Neutrogena SPF 50✓ Eligible
Daily MoisturizerIneligible
Recognition

Get certified eligible

We classify your catalog so eligible products are recognized at checkout on consumer direct spend marketplaces — not silently declined.

Categories
Period care
Sun care SPF
Postpartum
+
Also eligible
Compression
Diagnostics
Acne care
Whitespace

Open untapped categories

Period care, sun care, acne, postpartum, compression, diagnostics — categories full of eligible SKUs most brands never claim.

3 SKUs unlocked
Pay-per-SKU · No platform fee
You only pay for the SKUs we move into eligible status. Billing is aligned to what we actually open up — zero upfront cost to get started.
Commercials

Pay per unlocked SKU

You only pay for the SKUs we move into eligible. No platform fee to start — aligned to the catalog we actually open up.

How it works

Catalog in. Cited eligibility out.

A low-lift, file-based flow — you send the catalog, we return a determination for every SKU. No API required to get value; an optional read-only API adds live per-SKU lookups at checkout.

01
Step 01 · Determine

Run the catalog

A cited verdict per SKU — eligible, ineligible, or LMN — sets the baseline, with confidence and reasoning on every line.

02
Step 02 · Keep current

Re-grade as rules move

Continuous re-grading as IRS, CARES, CMS, USDA, and FDA guidance changes. The layer never goes stale.

03
Step 03 · Audit

Export the record

Every SKU carries a verdict, citation, confidence, and reasoning — one clean record per item, ready for an auditor.

Proof point

In a pilot with a top retailer, dayliiIQ found money on both sides of the ledger.

8,000
SKUs analyzed against the retailer's own eligibility tags
44%
classified FSA/HSA-eligible across the sample
152
discrepancies surfaced vs. the retailer's existing tags

FSA/HSA is the first program live — the same engine extends to the rest.

99
Under-flagged SKUs
↑ Recoverable sales
53
Over-claims surfaced
↓ Audit risk removed
Flonase 24HR · Eligible · tag missing Vitamin B12 · LMN required Prilosec OTC · Over-claimed

Of 152 discrepancies: every flag arrived with its citation, confidence score, and plain-English reasoning.

Why dayliiIQ

Not a list. A living eligibility engine.

One engine, every rulebook

FSA/HSA, Medicare Advantage OTC, SNAP, wellness — one integration, every program's rules.

Always current

Re-graded continuously as regulations and product data change, so the answer is right today.

Confidence + reasoning

Not a black box: each SKU gets a confidence score and plain-English why.

Audit-ready

One structured record per SKU — the same answer holds at the shelf, in adjudication, and in front of an auditor.

No PII

Runs on catalog data only — never patient data — so security review stays light.

Low-lift to start

Secure file transfer, no API required. Add a read-only lookup API only if you adjudicate live at checkout.

Get started

See dayliiIQ run on your own catalog.

Send us a sample and we'll return cited determinations — eligible, ineligible, LMN — for every SKU across the programs you care about, so you can see exactly what's recoverable and what's at risk.